Kaniuk Law


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Debtors Rights Lawyer Delray Beach

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In Florida, thousands of debt lawsuits are filed by creditors and debt-buyers every month. Whether you have been sued by a credit card company, bank, credit union, or debt buyer, it is crucial to respond to the lawsuit in the correct manner and in the short timeframe allowed by law. Failing to make the correct arguments can cause you to lose your case as soon as it starts and can potentially cost you thousands of dollars (or more) in the long run.

Our debt attorneys are extremely well-versed in debt defense laws, the legal process, and the various deadlines involved and will take the time to carefully explain everything to you. Together, our law firm will fight to save you as much money as possible while limiting damage to your credit reports and eliminating the worry and fear associated with taking your creditor head-on, all by yourself.

Our law firm realizes that if you are being sued by a credit card company, bank, credit union, or debt buyer for an unpaid debt, you likely do not have very much money to spend on legal representation. That is why Kaniuk Law is dedicated to offering quality legal representation for people of all financial situations. We offer competitive rates and accept payment plans to make our fees even more affordable. When you contact our firm for a free consultation, you will be told exactly how much it would cost to hire us so you can make an educated decision on whether you would like to retain our services. Our goal is to save you as much money as possible – and we even take that into account when quoting our legal fees.

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When You Hire Kaniuk Law, Our Lawyers Make It So You Can:

  • Avoid dealing with aggressive debt collectors or credit card companies yourself.
  • Avoid having to go to Court.
  • Avoid trying to learn legal processes and procedures.
  • Prevent a judgment from being entered against you.
  • Obtain proof of your debt before you settle.
  • Obtain a fair and reasonable settlement that you can live with.
  • Protect your credit report from harmful judgments that can really hurt your credit score.
  • Prevent your wages from being garnished.
  • Protect your bank accounts from being frozen.
  • Protect your property from liens that would prevent you from selling your home.